Not many people would have that much cash just lying around. Fortunately, about 85% of Americans are entirely covered when it comes to health care, and for the 15% that are not, we have medicare and medicaid. The number of people who are literally just left there to die with no help whatsoever is so minuscule. We find a way to help those who need it. I know many doctors who treat patients for free when they truly need it and can't afford it (my uncle is one of them), and we have free health clinics available to those people as well.
I understand that certian circumstances come up (like the one you mentioned, although somewhat unlikely) and people need help, and for those people, help SHOULD be available. I believe that the health care system needs at least SOME reform to help those in need who are actually working and trying their best to pay their own way. But Obama's proposed plan is not the way to go about that. Not in a country this heavily populated, and not in a capitalist nation. Sure, we can help that small percentage of people who don't have insurance right now, but the quality of medical care will go down substantially for EVERYONE. I feel like more harm would be done than good. But hey, if you get cancer one day and end up with some mediocre doctor who doesn't give a care about you, and you're treated in the hospital hallway with hundreds of other people because there simply isn't the space or the resources for you, then I guess that's what you asked for. Bahhh I don't know. This whole healthcare reform business has more than one side. Of course I feel bad for those who are without help (those who are doing their best to work and pay their own way, that is) but if we look at this situation with our heads instead of just our hearts, it simply will not work.
Anyone in the US can buy their own health insurance for a reasonable cost, whether it is covered by their job or not. If you're working a minimum wage job, there IS a way to get out of that situation. It involves hard work and perseverance. Those of us who have career benefits or can afford the monthly bill for health insurance have been working all our lives for it. And now, my tax dollars are going to help people who have messed around and not taken education seriously.

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